Locate your homeowner’s insurance policy and be sure to keep it handy. Now is an excellent time to find out your deductible amount for future reference.

Many of our clients find filing online faster, which avoids lengthy hold times. You can click the links below and follow instructions online for filing a claim. Most insurance companies have a specific department, not your agent’s office, to file homeowner’s claims. This information also can be found quickly online via the below links:

• Travelers
• USAA
• Progressive
• Safeco
• State Auto
• State Farm
• The Hartford

Once you file your claim, call your mortgage carrier as soon as possible and ask them for a claim packet. This speeds up the process drastically and ensures your project will not experience delays. In the event the insurance carrier denies the claim, you have the claim packet for your files.

In most severe storm damage situations, we find that all insurance providers (depending on your individual policy) will cover the total cost of roofing & restoration repairs and replacements, with the exception of your deductible.

This is a preventative measure that insurance agencies gladly take to ensure any damage to your homes exterior does not lead to further leak related damage to the homes interior and its content (your costly possessions) that could potentially end up costing them thousands more in damaged property claims if the issues are not quickly addressed.

We find that most insurance agencies offer homeowners a wide variety of coverage services and although we have our preferences with which ones are the best to work with, you might find the following ranking chart useful.

As a reputable contractor, Safe Top Roofing will in NO situation or under any circumstance offer to cover the cost of any insurance deductibles as doing so is a violation of most state laws. However, we do offer incentives that may help a homeowner reduce or recoup the burden of any out of pocket expenses.